THE Modi “surgical strike” on black money and corruption has turned out to be a fiasco coupled with a scam on an industrial scale. 36 days after the withdrawal of the 500 and 1,000 rupee notes, ie, 86 percent of the currency in circulation, ordinary people are struggling to get meager amounts of cash from their own bank accounts or ATMs. Long queues and endless wait outside banks and ATMs continue. There is no cash available for those who need it the most – the casual labourer, the vegetable vendor, the domestic worker and the whole workforce involved in the informal economy.